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Readydebit Review + Feedback & Discussion

ReadydebitYou can write a review for Readydebit and also view its ratings and comments posted by others.

Read 8 Customer Reviews for Readydebit.

How is the price of the products/service offered compared to the competition? (10 = cheapest found, 5 = average) - 2 people rated the prices offered by the store a score of 1
How long did it take for you to get a reply from customer service? - 1 hours on average experienced by 2 people hour(s)

User-Submitted Reviews of Readydebit & Testimonials

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Posted by Janon Milsap (7 years ago)

My name is Janon Milsap order number 906042...card # ending 2542..I was told that I didn't have a platinum card with ready debit and couldn't add my husband...I looked at my card and clearly it said PLATINUM!!! I called back and they told me I couldn't add him because I told the customer service agent he was my brother..so I'm thinking okay what's the big deal..this is a PREPAID card NOT a card that is issue from them to us OUR money makes the card work. They cut the card off and tell to call the fraud dept. You have to leave a message there hasn't a live customer service agent to help, when they call back I speak with Heather 3/31/11..Heather tells me that in order to get the card back on I have to send in copies of my ID & husband's..copies of our social security cards...a bill..and a notarize letter stating that my husband gave me permission to have his direct deposit sent to my card. We send in all this proof on 4/2/11 that we are telling the truth..we call to find out what is status..Again we have to leave a message..Pam calls back and informs us that the card is closed and it will not be re-opened. We are very upset that they sent us through all this for NOTHING!!!!!! It has been lie after lie after lie..they are the ones that is a FRAUD!!! I will never tell ANYONE about them THEY SUCK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

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17 out of 17 people said 'YES'

119780

Posted by glenn (7 years ago)

i have had a ready debit card for 3 weeks..i loaded it 2 time 20$ each time 4.95 each time to put in 20$...so far it has been $ 49.90.out of pocket..then i found things on my statement that are wrong..so i called them.which cost me $2... so now my balance is $19.00..and i havent even use my card yet...wtf..readydebit takes addvantage of people with money problem order number 72.45.51.17

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9 out of 10 people said 'YES'

109720

Posted by Dawn perr (3 years ago)

Ready Debit is a Fraud

Order number...card ending #4305 Do not use this company, they closed my account with no explanation and I am unable to retrieve funds I deposited into the card. Still working with the Attorney Generals Office to try and retrieve my funds. Netspend is an excellent card. They will not send you and email limiting your daily withdrawal amount to 1k because they cannot make any money from you when you withdrawal all your money, then close your account when a large amount of money is deposited into your account.

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Your Comment Was:
PURCHASED READY DEBIT 5-21-2015 (LOADED CARD 400$ SAME DAY AT A7-11 CALED THE CARD TO CHECK THE BALANCE FUNDS WERE THERE EXCEPT THAT THE THE CARD WAS NOW LOCKED {12 TO 72HOUR REVUE FOR SOME REASON NEVER GOT A CALL BACK AGAIN I CALLED THE ONLY NUMBER ON THE CARD 18665029342 AND WAS SET ON ANOTHER TIME LINE OF 12 TO 72HORS] O AND BY THE THE WAY EVERY TIME YOU CALL IT RESETS YOUR TIME 12 TO 72 HOUR TIME LINE FOR RESPONSE {YOU MIGHT TRY THIS NUMBER 925 498 1800 SANDY/HEATHER/OR QUANIA MIGHT ANSWER AND TREAT YOU LIKE ITS A ESCORT SEVICE AND THEN TRANSFER YOU BACK TO THEE PHILIPENES TO TALK TO SOMEONE THAT DEMANDS YOUR SSN IF YOU DECLINE WHICH I HIGHLY RECOMEND!!!! YOU WILL BE SET ON YES ANOTHER 12 TO 72 HOUR TIME WAIT BIG BIG CIRCLE NO RESOLUTION {THESE CARDS ARE EASLY PURCHASED EVERYWHER AND SHOULD BE PULLED FROM ALL VENDERS [I PURHASED ARELOADABLE CARD THAT TURNED INTO A NITEMARE AND I NEVER GOT TO USE IT ONE TIME BIG TME!!BIG TME SCAM SCAM WOW I GUESS VISA WILL PUT ITS NAME ON ANYTHING WHAT A DIRTY BIRDY

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7 out of 7 people said 'YES'

163390

Posted by Joe Whistleblower (6 years ago)

ReadyDebit Consumer Information you never had

Order Number 66580

Ready Financial Group is responsible for Ready Debit. They also have a load of companies that are sponsors of ready debit and complaining to them may light a fire under this company. They are also in this with the Bancorp Bank so constant contact with them may also help. In addition see their partner list below with a link and Idaho State Attorney General Office

Ready Financial Group offers the READY debit prepaid Visa card

Contact us Comments, questions, or suggestions? We'd love to hear from you.

phone:Toll-free (866) 465-1645

email:contact us at ready financial.com

US mail:Ready Financial Group, Inc. - P. O. Box 7554 - Boise, ID 83707-7554

Here is their info, you will need to file a complaint with the Idaho State Attorney Generals Office at

700 West Jefferson Street Boise, ID 83702

(208) 334-2400

This card is issued by MetaBankô or The Bancorp Bankô pursuant to a license from Visa U.S.A. Inc. and can be used wherever Visa Debit cards are accepted. The Bancorp Bank; Member FDIC.

Ready Financial Group

Corporate Headquarters

5465 East Terra Linda Way

Nampa, Idaho 83687

United States

Phone: 208-489-1645

Fax: 208-498-2053

Will Tumulty is the Founder of Ready Financial Group, Inc. and serves as its Chief Executive Officer and President. Mr. Tumulty joined Capital One in 1999, working in the telecommunications division before becoming the General Manager of a credit and debit card issuing business line. He served for five years as a Navy SEAL in the US. He graduated from the US Naval Academy. He holds MBA and Master's Degree in Engineering from Stanford

Cons:
  • Fees for all transactions
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    8 out of 9 people said 'YES'

    137150

    Posted by Jennifer Brown (2 years ago)

    Garnished my ENTIRE tax refund.

    order number 99105898890

    DO NOT EVER GET A READY DEBIT CARD. I got my taxes back from the IRS and wrote a bill pay check to buy a car, and with out my consent they stopped the check and CAUSED ME TO WRITE A $4000 hot check. The guy is threatening to turn me in to the police! Then ready debit asked me to send in all this additional stuff like ss card and dl and proof of address, which i did 24 days ago, and they still have not gave me the 4000 dollars back into my account. I am in a panic, i am a single mother with 3 kids, no job, and i need this car and they won't give me my money back and I'm afraid I'm going to go to jail and lose my kids over these jerks! I have called them every day, and have called metabank too and NOBODY WILL GIVE ME MY MONEY BACK so what ever you do DO NOT GET A READY DEBIT ACCOUNT, OR A METABANK OR BANK CORP CARDS, BOYCOT THESE THIEFS!!! THEY RUINED MY LIFE!!!! DONT MAKE THE SAME MISTAKE!!!!!

    Bought: ready debit visa card, ending in 9809

    Order Date: 2016-04-22

    Date Received: 2016-06-01

    Pros:
  • You don't have to have $100 to set up a bank account
  • Cons:
  • they can take all the money in your acoount and hold it for months with out your concent
  • they charge you 10 bucks a month almost to use their account
  • they charge you 5 bucks to put money into the account
  • the customer service team are not from the usa
  • they do not speak english well nor do they help you
  • they hid the number to speak to the hire ups in management
  • they constantly lie
  • they leave you on hold for hours
  • they can cause you to write a $4000 hot check which is a fellony
  • and they do not return calls
  • e mails
  • or faxes.

  • Customer Contacted Readydebit Via:
    8706151207
    dnaanderson2010@hotmail.com

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    4 out of 4 people said 'YES'

    166780

    Posted by r-bon (3 years ago)

    ready debit BIG FRAUD

    PURCHASED READY DEBIT 5-21-2015 (LOADED CARD 400$ SAME DAY AT A7-11 CALED THE CARD TO CHECK THE BALANCE FUNDS WERE THERE EXCEPT THAT THE THE CARD WAS NOW LOCKED {12 TO 72HOURS REVUE FOR SOME REASON NEVER GOT A CALL BACK AGAIN I CALLED THE ONLY NUMBER ON THE CARD 18665029342 AND WAS SET ON ANOTHER TIME LINE OF 12 TO 72HOURS] O AND BY THE THE WAY EVERY TIME YOU CALL IT RESETS YOUR TIME 12 TO 72 HOUR TIME LINE FOR RESPONSE {YOU MIGHT TRY THIS NUMBER 925 498 1800 SANDY/HEATHER/OR QUANIA MIGHT ANSWER AND TREAT YOU LIKE ITS A ESCORT SERVICE AND THEN TRANSFER YOU BACK TO THEE PHILIPENES TO TALK TO SOMEONE THAT DEMANDS YOUR SSN IF YOU DECLINE WHICH I HIGHLY RECOMEND!!!! YOU WILL BE SET ON YES ANOTHER 12 TO 72 HOUR TIME WAIT BIG BIG CIRCLE NO RESOLUTION {THESE CARDS ARE EASLY PURCHASED EVERY WHERE AND SHOULD BE PULLED FROM ALL VENDORS [I PURCHASED A RELOADABLE CARD THAT TURNED INTO A NIGHTMARE AND I NEVER GOT TO USE IT ONE TIME BIG TIME!!BIG TIME SCAM SCAM WOW I GUESS VISA WILL PUT ITS NAME ON ANYTHING WHAT A DIRTY BIRDIE ORDER NUMBER#7166

    Bought: READY DEBIT

    Order Date: 2015-05-21

    Date Received: 2015-05-21

    Pros:
  • NONE
  • Cons:
  • BAD CUSTOMER SERVICE

  • Customer Contacted Readydebit Via:
    (303) 232-3647

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    3 out of 3 people said 'YES'

    164360

    Posted by dowayne (6 years ago)

    oder number

    order number....card ending 9598 these guys a scammers went to the atm today to withdraw funds theys are saying to contact my financial institution when i do the guy at customer service tells me he cant help me he will transfer me to another department which is closed wtf will never recommend a prepaid acrd to anyone except for netspend

    Pros:
  • the card shipped quickly
  • Cons:
  • they are criminals
    wont use prepaid cards again
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    4 out of 5 people said 'YES'

    Jamaica flag   Review came from Jamaica.
    137760

    Posted by the don (8 years ago)

    I have a complaint about ready debit.i am an in home tax preparer and since i didnt set up a business acct. this year,i would order debit cards w/ my clients names & hold their cards until i got paid for my services.to make a long story short,a majority of debit card companies that ive dealt with have no problem with me adding secondary cardholders,which i thought was the case with ready debit.but when one of my clients refunds got deposited to my account they automatically closed my account without contacting me at all.they also closed one of my other clients accounts without contacting him.they have to realize everyone isnt commiting fraud.but i learned my lesson.my business is going to grow next year & no way no how will i recommend ready debit to any of my clients.

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    I had my tax refund deposited today with about 5115 on it. I bought some thing and didn't go over the 2500 daily limit. i tried to withdraw money from atm and it sai i had ZERO!!!! i called and i talked to the fraud people cause my card number made the phone hang up when i entered it and they said my account was closed. I lost all my tax money and now i don't know what to do.

    4 out of 7 people said 'YES'

    66580

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    Readydebit Rating: 2.4/5 (34 votes cast) [6 votes came from reviews] 8 reviews by users total.

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